"Unnoti" is a bundle loan product for SME customer having finance against fixed asset and working capital requirement for creditworthy business secured by collateral security (registered mortgage of land & building).
Any legal business purpose bundle loan for SME
Loan amount from BDT 10 Lac to 1 Crore
50% Term Loan and 50% OD facility of total loan limit
Maximum tenor for Term Loan is 60 months and Overdraft for 12 months*
Collateral security required along with charge on business assets
Flexibility in loan usage, interest would be charged on utilization amount only
Lowest interest rate in the market
Nominal loan processing fee only
Any sole proprietorship, partnership or limited companies having minimum 2 years of successful business operation
Business cash flow must support to the proposed loan amount
Term Loan is repayable by Equal Monthly Installments
Regular transaction in OD account is desired and quarterly interest must be served immediately after quarter end.