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Documents Required:
i. Individual Credit Card
a) Common Requirement
Completed Application Form
Valid Passport
National ID Copy/ Declaration if NID is not available
Other acceptable Photo ID copy ( if NID & Passport are not available)
Personal TIN/IT-88/Tax return submission slip copy
PP size photograph of applicant duly signed by the applicant and attested by source
Nominee’s Photograph & Signature duly attested by the applicant. If applicant’s sign does not match with any of the provided photo IDs, then declaration is required.
Signed Authorization Letter for B/S Verification
Completed CIB Form
Requirement for SALARIED
Requirement for Account Paid SALARIED
Latest salary Certificate/pay Slip with DOJ & Job Status Latest Salary Certificate/Pay Slip with DOJ & Job Status and to be signed-off by authorized person (line manager/HR/Accounts/Finance)with name seal (should contain designation and department)
Latest 3 months’ Bank Statement for A/C Payee& Latest 3 months’ Bank Statement reflecting 3 months’ salary for fully A/C payee (B/S should not be more than 1 month old)
Requirement for Partially Account Paid SALARIED
Latest 6 months’ cash vouchers required if cash portion is not mentioned in LOI/Pay slip and bank statement of 6 months (For partially A/C Payee only)
Requirement for Cash Paid SALARIED
Latest Salary Certificate/ LOI to be signed-off by authorized person with name seal
Latest 6 Months’ Bank Statement. (B/S should not be more than 1 month old)
Requirement for SELF EMPLOYED
Proprietorship
Latest 6 months’ Bank Statement (Personal/Firm)
Trade License (Latest and 2 years old)
Partnership
Latest 6 months’ Bank Statement (Personal/Firm)
Partnership Deed Copy
Trade License (Latest and 2 years old)
Partnership Deed (Registered/ Notarized
Limited Company
Latest 6 months’ Bank Statement(Both Personal and Company should not be more than 1 month old)
Memorandum and Articles of Association Copy
Certificate of Incorporation copy
Latest Schedule X Copy (must if MOA is over 2 yrs old)
Doctor/Professional/Landlord
Latest 6 months’ Bank Statement (B/S should not be more than 1 month old)
BMDC Copy for Doctors who are MBBS only Certificate for Permission of Practice from appropriate authority for Lawyers, Engineers, Consultants as deemed applicable
Land Ownership Document (Holding Tax Receipt/ Electricity Bill Copy) & Rent Deed for Landlord. (Title Deed/ Gas/WASA copy of bill)
Be Privileged!
With the endeavor to serve you with the highest utility from cards product and Cards services, we are here to offer you our EBL VISA Platinum Credit Card.
Be our privileged customer and enjoy the wide range of unparallel benefits and customer services and with the promise of giving you the feeling of holding a prestigious position in your society.
This brochure will take you through our EBL VISA Platinum Credit Card’s attractive features - its lucrative benefits and our guarantee of quality customer services that place our Platinum Card and Platinum Cardholder customers uniquely stand out over the rest.
Maximum Credit Limit
As our EBL Visa Platinum cardholder, you are our top priority customers from upper segment of income level and. the essence of this profile requires that the credit limit supports the premium positioning of you as an EBL Visa Platinum Customer. Keeping in mind your fund requirements to maintain your status, you are offered a maximum credit limit of BDT 500,000 or as guided by the Central Bank. This maximum credit limit may be converted from BDT to USD and later on from USD to BDT using the market foreign exchange rate.
Lower Interest Rate
EBL Visa Platinum cardholders are the privileged ones and so is the interest rate. All your purchases are charged at 2.17% per month where a regular card is charged at 2.5% per month. This gives you to spend more with lower cost.
Balance Transfer at 22%
EBL introduced Credit Card Balance Transfer for the first time in Bangladesh. Now we take the step a further. If you have other bank’s Credit Card and you would like to have an EBL Visa Platinum as well. We offer you the option to transfer your current other bank Card outstanding balance at 22% annual interest to your EBL Visa Platinum Credit Card. This saves your money, time and gives you the convenience to manage all your expenses from one point.
Platinum is all about extra, we offer you that.
Travel Accident Insurance
EBL Visa Platinum cardholders are by default entitled to a minimum coverage of BDT 10, 00,000 for Travel Accident Insurance when they charge their travel fares to their EBL Visa Platinum card. We provide this Travel Accident Insurance feature as part of the EBL Visa Platinum product offering.
Personalized Customer Service
To meet the discerning needs of EBL Visa Platinum cardholders, we provide the Platinum Cardholders with a personalized customer service, 24 hours a day, 7 days a week, accessible via telephone at +088 02 8332232. This service will provide cardholders with immediate access to account-related inquiries and other Issuer specific services.
The following information may be provided:
• Current line of available credit
• Date and amount of last payment
• Overdue amount
• Next payment due date
• Transaction inquiries
• Foreign exchange rate inquiries
• Current interest charges
• Change of personal information
• Resolution of outstanding problems
Year End Account Summary
To provide a superior level of convenience, we offer a year-end account summary statement to the EBL Visa Platinum cardholders. These reports provide cardholders with a concise summary of their credit card activity for easier recordkeeping and budgeting.
Complimentary Access to Balaka Lounge
Just show your EBL Visa Platinum Card at Balaka Lounge at Hazarat Shahjalal International Airport and get complimentary usage facility 24x7. Make your waiting time at airport a pleasant one with EBL Visa Signature. You can take up to 2 close family members along with you.
Concierge Service - Concierge Online
Concierge service is one of the most attractive features of EBL Visa Platinum. Visa provides VPCC, a lifestyle concierge service to EBL Visa Platinum cardholders with the best in personalized customer service, 24 hours a day, 7 days a week.

Process to Obtain this Service:
• Register in www.visaplatinum.com
• Mention your travel plan and services required in the website and submit the form to the website.
• VISA’s integrated Call Center will contact you shortly through your phone and your email and provide their support.
Please note: Information, reservations, referrals, etc., are all available at no cost to the cardholder. However, the cost of any goods or services purchased will be billed directly to the cardholder’s EBL Visa Platinum card.
Types of services VPCC can provide:
Travel assistance
  • - Flight and hotel information, reservations and ticketing.
  • - Car rental and limousine service
  • - Information, referrals & reservations
Sports and entertainment assistance
  • - Information, referrals, reservations for restaurants, health clubs, sporting events, golf, shopping and more.
Pre-trip assistance
  • - Information on visas/passports, custom/duties and foreign destination such as weather, currency exchange rates, language, time, ATM locations and more
Business services assistance
  • - Information on foreign protocol and assistance
  • - with services such as rental of conference
  • - rooms, computers, fax machines, translators and more.
Flower and gift assistance
  • - Information and assistance with various gift baskets and floral arrangements.
Priority Pass Airport Lounge Program
Priority Pass is the largest independent airport VIP lounge program in the world, with over 600 exclusive VIP airport lounge locations around the world. To be admitted into these lounges, cardholders must present their Priority Pass membership card and pay USD 27 only. Priority Pass membership cards can be used at any participating airport lounges regardless of airline of travel or class of ticket.
For Details please look in the Priority Pass brochure given in the EBL VISA Platinum package, you will the list of the airport lounges that a Platinum Cardholder has access to along with the services.
The Visa Platinum Club
The Visa Platinum Club is a unique recognition program that rewards cardholders with exclusive privileges from partners well known by their international reputation for excellence and service.
From complimentary room upgrades at five-star hotels, attractive retail discounts, special rates on car rentals to spa services, these exclusive Visa Platinum Club privileges help us reward the cardholders in a special way.
For more details on partners and the corresponding privileges that they offer, visit the Visa Platinum website at www.visaplatinum.com.
EBL Visa Platinum Dining
EBL Visa Platinum Dining is a fine dining program specially designed for EBL Visa Platinum cardholders. It offers dining privileges at over 100 fine restaurants in different countries in Asia Pacific. Including complimentary bottle of wine, priority reservations and free parking when you dine at participating restaurants this benefit will be there to serve you. Now, whether you are in the mood for exotic Mediterranean fare, traditional Japanese cuisine or a lavish Chinese banquet, you can always expect the best treats with your EBL Visa Platinum card. Besides covering the widest network where VISA has its presence, this service is also available at selected restaurants in Bangladesh.
For more information on EBL Visa Platinum Dining, visit the EBL Visa Platinum website at www.visaplatinum.com.
EBL Visa Platinum Golf
EBL Visa Platinum Golf offers EBL Visa Platinum cardholders complimentary tee-offs discounted green fees and exclusive access to the world's most celebrated golf clubs.
Visit the EBL Visa Platinum website at www.visaplatinum.com., or refer to the golf brochure in the package.
Global Customer Assistance Service (GCAS)
GCAS is a comprehensive customer services program made available to all our EBL Visa Platinum cardholders. When you travel overseas, either for business or for leisure with multilingual support, you, as our privileged customer can access GCAS from practically anywhere in the world, any time of the day, throughout the year.
The following are GCAS’s core services available to you
Lost/Stolen card reporting
  • This service allows you to report the theft or loss of your EBL Visa Platinum Card. You provide us answers to some security questions and your card can be immediately blocked. Thus reducing further costs on the card after loss. Following serving you, GCAS will send a notification to us for further action.
Emergency card replacement
  • This service allows you to receive a temporary replacement card to cover your traveling needs.
Emergency cash disbursement
  • This service advances cash to cardholder to cover you traveling needs.
Cardholder inquiry service
  • This service allows you to acquire information on Visa products, as well as get connected to your institution when you travel.
GCAS Enhancement Services
The following are GCAS enhancement services available for you, only incidental expenses in the fulfillment of the services will be borne by you.
Travel assistance
  • This service covers general travel assistance like pre-departure travel information, details of consulates and embassies, visa and inoculation requirements and the location of nearest ATMs.
Emergency translation assistance
  • This service allows you to request for on-site translation assistance through a telephonic interpreter.
Lost luggage assistance
  • When the cardholder’s luggage is lost while traveling, tracking advice and/or shipment of replacement items can be arranged.
Emergency ticket replacement assistance
  • This service allows you to book emergency replacement tickets for all common carriers. It also monitors the delivery of tickets to you or ensures that it is available at a ticket sales location for you to collect.
Emergency medical assistance
  • This is a referral service that provides cardholder with contact details of physicians, hospitals, clinics, dentists and dental clinics.
Emergency legal assistance
  • This is a referral service that provides cardholder with the contact details of legal service providers. It also provides assistance on the arrangement of bail bonds.
Prescription assistance
  • This service allows a cardholder to arrange for prescription medication to be delivered to him or her during an emergency.
Emergency message service
  • This service allows a cardholder to record and receive emergency messages while traveling, through a toll-free telephone message service available 24 hours a day, 7 days a week.
Valuable document delivery assistance
  • This service allows a cardholder to arrange for important documents to be delivered to him or her.
The EBL Visa Platinum Credit Card comes in with a host of exciting features in it. Other than the global benefits aforementioned experience the standard EBL Credit Card features as well through it. At work or leisure, enjoy the convenience of a Card that does everything with style and honesty.
Please Note:
Cardholder inquiry service and exception file update are charged at US$5 per usage per service.
Free First Card Cheque
With EBL Visa Platinum Credit Card you can enjoy a full-fledged cheque book facility. You can make payment (account payee only) to any person or organization of your choice. This cheque book is useful in situations where you cannot use your Credit Card (e.g. tuition fees, rent, etc). You will get your first cheque book absolutely free.
Immediate Cash Advance Facility
With an EBL Visa Platinum Credit Card in your wallet, you will not be strapped for cash ever again. You can withdraw cash up to 50% of your total BDT credit limit 24-hours a day from any EBL ATM; or any VISA participating member bank ATMs across the country; or USD credit limit from any VISA ATMs worldwide. You do not need to worry about carrying cash anywhere – not even on a foreign trip when there will be no one to give you hard cash at times of need EBL Visa Platinum Credit Card will always be with you.
Risk Assurance Program
Besides Travel Insurance facility, as our Credit Card Customer, you are by default enrolled to enjoy our Risk Assurance Program. This is a Dual Benefit Insurance Plan that waives the entire dues on the Credit Card, in the event of your death or permanent total disability and your nominee will receive equal amount to meet immediate expenses. A very nominal charge will be applicable for this coverage and yes, you can always decide to de-enroll from this Program through contacting our customer services.
Supplementary Card
EBL Visa Platinum Credit Card gives you the opportunity to share the benefits of your Platinum Card with your dear ones through your supplementary cards. Being a primary cardholder, you have the option to set a spending limit for each of your supplementary cards. This is perfect for you if you are thinking of giving your children their pocket money with preset spending limit. You can easily setup their spending limit and also have an eye on their spending behavior. All transactions on your supplementary card will separately be shown on your monthly statement and you can apply for up to 4 supplementary cards against your card
Great Discounts
As our EBL Visa Platinum Credit Cardholder you are entitled to bother our discount programs: EBL Advantage and EBL Privilege. Please visit this link http://www.ebl.com.bd/home/discount_partners
to find out our partnered vendor for hefty discount on their products and services. The great discounts in turn allow you both to save money and shop more with the same amount.
We try to make you feel that spending has never been so great.
Convenient Payment Option
When you receive your bill, you may not need to pay the entire bill amount.
Pay only the minimum amount due (5% of your total outstanding or BDT 500 whichever is higher for local currency outstanding and for USD outstanding 5% of your total outstanding or USD 10 whichever is higher) and the balance can be carried forward to subsequent statements
You have the flexibility of selecting any of the following payment options:
Pay any amount ranging from the minimum amount due to the total amount due at our nearest branch or Bills Pay Machines as convenient to and preferred by you.
Auto Debit Facility
If you have an account with any Eastern Bank branch, you have the option of making the payment of your monthly credit statement (either the minimum amount due or the total amount due) directly through your Bank account.
Payment through Internet Banking
If you have an Internet Banking ID with EBL, you can log on to your Internet Banking account and transfer desired fund directly from your EBL account to your card for all BDT transactions.
E-Statement Service
EBL Visa Platinum Cardholders can receive monthly statements via e-mail, completely free of cost. This is a fast, reliable and efficient service, which will minimize your paperwork and maximize your convenience. Your e-statements can be delivered to more than one e-mail address (up to a maximum of two e-mail addresses). All you need to do is just filling up a form at our customer services points at any EBL branch and we will take care of the rest.
Transaction Alert
EBL Transaction Alert Service is a very simple, powerful and convenient way to know your Credit Card statement details instantly without any postal delays. As soon as you become an EBL Credit Cardholder, you are by default entitled in our EBL Transaction Alert Service and from the first transaction you start getting faster, reliable access to your Monthly Statements and all transactions in your Card.
Even when you are travelling abroad, with your phone on roaming through tagging with your EBL Platinum Card, we will provide you with transaction alerts and you get all these only for a very nominal annual fee.
Limited Lost Card Liability
In case the Card is lost or stolen, call the EBL 24-hour Contact Center @ +88 02 8332232 from any phone, anywhere or dial 16230 from any mobile phone in Bangladesh and report the loss of your Card. A new Card will be sent to you within 72 hours of reporting this loss. You are protected from any financial liability arising out of transactions done on your missing Card, from the time you report the loss to us.
Photo Card
Your EBL Visa Platinum Credit Card has your photograph and signature digitally imprinted on it. This provides you extra security at any of the merchant establishments. In fact, it can be used as proof of identification, in the interest of your own security.
EBL 24-hour Contact Center
EBL 24-hour Contact Center is equipped with a state-of-the-art system that ensures your queries are being handled efficiently and promptly. Just call (+88) 02 833 2232 from any phone, anywhere in the world or if you are in Bangladesh, dial 16230 from any mobile phone and you are connected.
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