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Welcome to EBL World of Credit Cards! |
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Introducing EBL SIMPLE Credit Cards. The first of its kind, a complete Credit Card with every benefit possible, and still offering you something extra. At work or leisure, experience the convenience of a Card that does everything with style and honesty. |
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When you become a member of EBL SIMPLE Card Services family, you become a part of an exclusive club – entitled to first class financial advice, priority treatment and a growing range of courtesy services. |
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We understand the value of your money. That is why we aim to give you the highest benefit at a minimum cost. Choose the card type that matches your requirement and experience the difference. |
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Experience EBL Credit Cards. Experience SIMPLE. |
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Features at a glance |
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One time Fee, Lifetime Free |
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Owning a Credit Card is a basic right of a Qualified Financial Services Consumer – and there is no strong reason to pay fee every year for that right. |
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At EBL, we have shown respect to this concept. To avail EBL Credit Card services, you need to pay the Issuance/Joining/Subscription/ Annual Fee only once. After that there is no annual fee for you as long as you transact at least 18 times in a whole year. |
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It is a lifetime Card. As per market standard, an average cardholder uses his/her card almost 24 times annually. So, without doing anything extra - you can have the free renewal option – for the following year. |
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Balance Transfer |
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We are happy to introduce Balance Transfer for the first time in Bangladesh. |
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If you have Other Bank Credit Card(s), you have the option to transfer your current outstanding balance at a much cheaper rate to your EBL Credit Card. This saves your money, time and gives you the convenience to manage all your expenses from one point. |
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We want to be your lifetime partner. That is why we care about your current outstanding amount. We are offering Balance Transfer (BT) @22% per annum. The standard market interest average of Bank Credit Card is 30%. We are offering you to switch your cards @8% less interest. |
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Card Cheque |
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Through EBL Credit Card you can enjoy a full-fledged cheque book facility. You can make payment (account payee only) to any person or organization of your choice. This cheque book is useful with situation where you cannot use your credit card (e.g. tuition fees, rent, etc). We are offering the FIRST CHEQUEBOOK FREE. There is a charge for subsequent Chequebooks. |
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Worldwide Acceptance |
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EBL Credit Card is accepted at over 5,000 VISA merchant outlets around the country and over 24 million VISA outlets worldwide. You can use this Card for a wide range of products and services such as hotels, restaurants, airline & travel agents, shopping malls and departmental stores, hospitals and diagnostic centers, jewelers, electronics & computer shops, leather goods and shoe stores, mobile phone and internet service providers, fuel station and what not! This number is progressively on the rise. No matter wherever you are – with EBL Credit Cards, you will always have the purchase power. |
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Immediate Cash Advance |
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With an EBL Credit Card in your wallet, you will not be strapped for cash ever again. You can withdraw cash up to 50% of your total credit limit 24-hours a day from any EBL ATM; or any VISA participating member bank ATMs across the country; or from any VISA ATMs worldwide. You do not need to worry of carrying cash anywhere – not even on a foreign trip when there is no one to give you hard cash at time of need. EBL Credit Cards shall always be with you. |
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Supplementary Card |
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EBL Credit Card gives you the opportunity to share the benefits of your card with your dear ones by providing you supplementary cards. Being a primary cardholder, you have the option to set a spending limit for each of your supplementary cards. This is perfect for you if you are thinking of giving your Children their pocket money in a controlled way. You can easily set-up their spending limit and also have an eye on their spending behavior. All transactions on your supplementary card will separately be shown on your monthly statement. |
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Risk Assurance Program |
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Risk Assurance Program is a Double Benefit Insurance Plan for the EBL Credit Cardholders. The entire dues on the credit card in the event of death or permanent total disability of EBL credit cardholder will be waived and the cardholder or his/her family will receive equal amount to meet immediate expenses – under Risk Assurance Program. Very nominal charge will be applicable for this coverage. Cardholders can decide to cancel this program by sending a letter to us at any time. |
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Great Discounts |
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We have collaborated with hundreds of vendors for giving the EBL Credit Card users a hefty discount on their products and services. The great discounts in turn allows you either to save money or shop more with the same amount you are spending now. Less or more – choice is yours. Spending was never been so great. |
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Shopper’s Guide |
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EBL Credit Card provides you a list of shops and outlets where using the card will entitle you to receive certain discount. We have chosen a large number of shops and retail outlets for the purpose. The printed guide comes with every details (i.e. shop name, address, discount value etc.) thus making your life easier. |
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Easy Installment Program |
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Easy Installment Program of EBL Credit Card allows the cardholder to convert any retail transaction into an easy installment plan. You can purchase any high value product or service and make payments in equal monthly installments (EMIs). The program will be available shortly and we will notify you as soon as our network partners increase. Tentative program launching date January 1, 2008. |
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Auto Debit Facility |
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If you have an account with any Eastern Bank branch, you have the option of making the payment of your monthly credit statement (either the minimum amount due or the total amount due) directly through your bank account. |
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Convenient Payment Option |
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When you receive your bill, you need not pay the entire bill amount. You have the flexibility of selecting any of the following payment options:
- Pay the total amount due.
- Pay only the minimum amount due (5% of your total outstanding or BDT 500 whichever is higher for local card and for Dual card 5% of your total outstanding or USD 10 whichever is higher) and the balance can be carried forward to subsequent statements.
- Pay any amount ranging from the minimum amount due to the total amount due.
You can plan your payments conveniently, without creating any extra pressure on your finances.
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SMail Service |
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EBL cardholders can receive monthly statements via e-mail, completely free of cost. This is a fast, reliable and efficient service, which will minimize your paperwork and maximize convenience. Your Statement Mails or SMails can be delivered to more than one e-mail address (up to a maximum of three e-mail addresses). All you need to do is just filling up the form and we will do the rest. It’s all smile with SMail. |
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Photocard with Signature |
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Your EBL Credit Card has your photograph and signature digitally imprinted on the Card. This provides you extra security at any of the merchant establishments. In fact, it can be used as a proof of identification, in the interest of your own security. |
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Global Emergency Assistance Service |
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When you travel abroad, please remember that you have the option of using the Global Emergency Assistance Services provided by VISA for our cardholders. These can be availed for: 1. Reporting lost/stolen credit cards, 2. Requesting for an emergency card replacement, 3. Emergency cash advance & 4. Miscellaneous enquiries. The toll free telephone numbers for accessing these emergency assistance Help lines are available in local telephone directories/yellow pages and other local listings in each country. |
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EBL Mobile Alert |
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EBL Mobile Alert is a very simple, powerful and convenient way to know your Credit Card statement details instantly without any postal delays. As soon as you become an EBL Credit Cardholder, you automatically join in the EBL Mobile Alert service and get faster, reliable access to your Monthly Statement. Mobile alerts from EBL provides you with information on your EBL Credit Card even when you are on the move. You would now no longer miss a payment or exhaust your credit limit without a warning. Once your statement is generated, we will notify you about the balance status with payment information. Life has never been so easier. |
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EBL Rewards Program |
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A special bonus plan that allows you to earn points every time you use your Card, Every Tk. 50 that you spend earns you 1 point. The redemption of reward points can be done against the products, services in the rewards catalogue. The enrollment is free. We are preparing the rewards listing and shall mail you the catalogue with program details as soon as it is launched. |
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Self-set Limit |
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EBL Credit Card is the only Card that allows you to pre-define your own credit limits. You can request for a limit lower than what you are eligible for. You can even preset the monthly spending limits on the Supplementary Cards. Any transactions over the specified 'Spend Limit' will be declined. This monthly spending limit can be reset every billing cycle by just calling the EBL 24-hour Cards Center and place your request with the Customer Service Executive. Your spend limit will be changed on-line and come in to force from the next billing cycle. |
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Limited Lost Card Liability |
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In case the Card is lost or stolen, call the EBL 24-hour Cards Center and report the loss of your Card. A new Card will be sent to you within 72 hours of reporting this loss. You are protected from any financial liability arising out of transactions done on your missing Card, from the time you report the loss to us. |
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24-hour Cards Center |
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The EBL 24-hour Cards Center is equipped with a state-of-the-art system that ensures your queries being handled efficiently and promptly. For any card-related query or information, all you need to do is dial 9571760 or 9571775 Ext. 120/130 |
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