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EBL Home Credit
EBL Home Credit is a terminating loan facility (EMI based) for credit worthy individuals for meeting the purpose of Renovation/Extension/Construction/Purchasing of new property.
Features
House/flat/apartment renovation
House construction
Purchase of new property.
Finishing work etc.
Any Legitimate purpose.
Eligibility
Age:
Min (at the time of application) : 25 Years
Salaried Segment: 65 years or retirement age whichever is earlier
Length of experience:
Salaried Executives: Minimum 2 years of experience (including probation period) with 6 months employment with present employer. Applicant must have to be confirmed permanent employee at the time of application.
Professionals: Minimum 3 years of practice in the profession as per BMDC/ Professional Certification
Businessman: Minimum 3 years of involvement in business as per Trade License
Minimum Gross Monthly Income:
Minimum BDT 30,000/- Gross Monthly Salary/Income
Self employment: BDT 40,000/- Per Month
Businessman : Minimum BDT 50,000/- Per Month
Required Documents for Applicant
For Salaried Executives
- National ID/ Passport copy
- Recent colored photo 2 copy
- Letter of Introduction (LOI) as per EBL format
- Offer letter and release letter from previous employer to prove
- 3 years’ service experience (if applicant employment period in present service is less than 3 years)
- Pay slip latest 3 month showing all breakdown (if any)
- Bank statement latest 12 month
- TIN certificate and latest tax return acknowledgement copy
For Self-employed/Professionals
- National ID/ Passport copy
- Recent colored photo 2 copy
- Certificate of professional degree and certificate of membership from professional body (for 3 year practice proof)
- Declaration for practice income
For Salaried Executives
- National ID/ Passport copy
- Recent colored photo 2 copy
- Letter of Introduction (LOI) as per EBL format
- Offer letter and release letter from previous employer to prove 3 years’ service experience (if applicant employment period in present service is less than 3 years)
- Pay slip latest 3 month showing all breakdown (if any)
- Bank statement latest 12 month
- TIN certificate and latest tax return acknowledgement copy
For Self-employed/Professionals
- National ID/ Passport copy
- Recent colored photo 2 copy
- Certificate of professional degree and certificate of membership from professional body (for 3 year practice proof)
- Declaration for practice income
- Bank statement latest 12 month
- TIN certificate and latest tax return acknowledgement copy
For Businessman
- National ID/ Passport copy
- Recent colored photo 2 copy
- Trade licence copy (latest 3 years and inception)
- Certificate of incorporation (for LTD CO.)
- Memorandum of article association, latest schedule X & XII (for LTD CO.)
- Registered partnership deed from partnership concern(for partnership business)
- Bank statement latest 12 month (Company & self)
- TIN certificate and latest tax return acknowledgement copy
For Land lord/ Land Lady
- National ID/ Passport copy
- Recent colored photo 2 copy
- Title deed of rented property
- Valid rental deed copy
- Bank statement latest 12 month with 30% rental income reflection
- Utility bill copy in the name of applicant for rented property
- TIN certificate and latest tax return acknowledgement copy
- Requisite Property documents for application CityJorip Mutation
- Approved building plan along with approval letter from concerned authority
- A set of property documentation for legal vetting and valuation
Note: EBL may ask for any relevant documentation if necessary.
*conditions apply
For any banking needs of yours, please call our 24 Hour Call Center 16230 or 8332232 or e-mail us: info@ebl.com.bd. We will contact you as soon as possible.
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