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The account is a term deposit scheme where a SME Client can earn interest on a monthly basis at same rate of interest.
It is a time deposit product and offers monthly return on depositorís term deposit over a certain period of time
It will be attractive for good SMEs those who are not encouraged to keep fund for prolong period with the Bank
SME clientele have the flexibility to move the fund as required and will also be able to ensure high yield interest earning
Minimum balance of BDT 1.0 million is required to open this term deposit scheme
Term Deposit tenor will be 1 year
No benefit of interest shall be allowed for premature encashment within 3 months
If the term deposits uncashed after 3 months, the depositor will get Interest Rate at prevailing savings rate
In case of premature encashment, interest paid on monthly will be adjusted from the principal amount
Any SME Client having valid trade license/ Partnership deed/ documents for limited liability Company issued by proper authority to conduct the business
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