There are huge numbers of potential Small and Medium Enterprises (SMEs) are working in Bangladesh, who has strong footage in business. But many of them do not have enough collaterals or cash security to get security based loan as per requirement. Thus there is always a financing gap for them. EBL would like to offer simply structured, process based, yet risk mitigating banking product to the SMEs. EBL "UTKORSHO" has been designed to achieve the said objectives.
Collateral free loan fromTk.20,00,000 to Tk.2,00,00,000
Terminating loan facility (EMI based)
Term Loan for 12-60 months tenor
Loan for working capital, fixed assets purchase and other business purposes
Any successful enterprise minimum 5 years in same or relevant business
Relevant permission from the appropriate authority to run the business
Business income to support the proposed loan installment