Nibedita

Nibedita is a comprehensive insurance solution exclusively designed for EBL’s female customers. It offers multiple thoughtfully structured packages to cater to the diverse needs and priorities of women at different stages of life.

NIBEDITA ECO

Essential Protection Plan for Women

Nibedita ECO is a low-cost insurance plan designed to provide essential protection against major accidental risks and social uncertainties.

Sum Insured

BDT 50,000 – BDT 200,000

Core Coverages

  • Accidental Death
  • Permanent Disability
  • Accidental Death due to insect bites, snake bites & animal bites
  • Death during child birth or during caesarean operation
  • Death or injury due to riot, strike & civil commotion

Special Coverage

  • Trauma Allowance in case of:
    • Rape
    • Road Bullying
    • Robbery
    • Acid Attack
  • Maximum Benefit: BDT 12,500

Premium (Including VAT)

BDT 55 – BDT 158 (Yearly)

Eligibility

  • Age Limit: 14 – 75 Years
  • Waiting Period: Nil

Required Documents

  • Duly filled and signed proposal form
  • Copy of Insured’s NID & contact number
  • Copy of Nominee’s NID & contact number

 

 

NIBEDITA REGULAR

Nibedita Regular offers expanded accident protection with additional coverage for household belongings.

Sum Insured

BDT 100,000 – BDT 1,000,000

Core Coverages

  • Accidental Death
  • Permanent Disability
  • Accidental Death due to insect bites, snake bites & animal bites
  • Death during child birth or caesarean operation
  • Death or injury due to riot, strike & civil commotion

 Special Coverages

  • Trauma Allowance in case of:
    • Rape
    • Road Bullying
    • Robbery
    • Acid Attack
    • Maximum Benefit: BDT 25,000
  • Loss or Damage to Household Goods & Personal Effects
    • Covered up to 25% of Sum Insured
    • Risks: Fire, Lightning, Riots, Storm, Typhoon, Flood, Cyclone & Earthquake

???? Premium (Including VAT)

BDT 595 – BDT 5,770 (Yearly)

???? Eligibility

  • Age Limit: 14 – 75 Years
  • Waiting Period: Nil

???? Required Documents

  • Duly filled and signed proposal form
  • Copy of Insured’s NID & contact number
  • Copy of Nominee’s NID & contact number

 

NIBEDITA PLUS

Premium Global Protection for Women

Nibedita Plus is a comprehensive premium protection plan with global medical support and health insurance benefits.

Sum Insured

BDT 500,000 – BDT 5,000,000

Core Coverages

  • Accidental Death
  • Permanent Disability
  • Accidental Death due to insect bites, snake bites & animal bites
  • Death during child birth or caesarean operation
  • Death or injury due to riot, strike & civil commotion

Special Coverages

  • Trauma Allowance in case of:
    • Rape
    • Road Bullying
    • Robbery
    • Acid Attack
    • Maximum Benefit: BDT 25,000
  • Loss or Damage to Household Goods & Personal Effects
    • Covered up to 25% of Sum Insured
  • Global Emergency Medical Evacuation
  • Second Medical Opinion
  • Health Insurance Coverage: BDT 100,000

Premium (Including VAT)

BDT 10,485 – BDT 104,950 (Yearly)

Eligibility

  • Age Limit: 14 – 75 Years
  • Waiting Period: Nil

Required Documents

  • Duly filled and signed proposal form
  • Copy of Insured’s NID & contact number
  • Copy of Nominee’s NID & contact number

 

NIBEDITA COMBO PACKAGES (Health & Accident)

NIBEDITA ASSURE

Basic Health & Accident Protection

Coverages

  • Accidental Death: BDT 100,000
  • Permanent Total Disability (PTD): BDT 100,000
  • Permanent Partial Disability (PPD): BDT 50,000
  • Critical Illness (6 Diseases): BDT 10,000
  • IPD: BDT 30,000
  • OPD: BDT 1,000
  • Maternity: Not Applicable
  • Telemedicine: Not Applicable

IPD & OPD Breakdown

  • IPD: BDT 6,000 × 5 times per year
  • OPD: Doctor Visit & Medicine

Premium (Yearly)

  • Net Premium: BDT 942.75
  • VAT: BDT 141.41
  • Stamp: BDT 20
    Total Premium: BDT 1,104.16

 

NIBEDITA ASCEND

Advanced Health & Maternity Coverage

Coverages

  • Accidental Death: BDT 100,000
  • PTD: BDT 100,000
  • PPD: BDT 50,000
  • Critical Illness: BDT 15,000
  • IPD: BDT 40,000
  • OPD: BDT 2,000
  • Maternity (All Types): BDT 10,000
  • Telemedicine: Not Applicable

IPD & OPD Breakdown

  • IPD: BDT 8,000 × 5 times per year
  • OPD: Doctor Visit & Medicine

Premium (Yearly)

  • Net Premium: BDT 2,337.12
  • VAT: BDT 350.57
  • Stamp: BDT 20
    Total Premium: BDT 2,707.69

NIBEDITA AURA

Premium Health, Maternity & Digital Care

Coverages

  • Accidental Death: BDT 100,000
  • PTD: BDT 100,000
  • PPD: BDT 50,000
  • Critical Illness: BDT 20,000
  • IPD: BDT 50,000
  • OPD: BDT 2,500
  • Maternity (All Types): BDT 20,000
  • Telemedicine: Applicable

IPD & OPD Breakdown

  • IPD: BDT 10,000 × 5 times per year
  • OPD: Doctor Visit, Diagnostic Tests & Medicine

Premium (Yearly)

  • Net Premium: BDT 3,796.49
  • VAT: BDT 569.47
  • Stamp: BDT 20
    Total Premium: BDT 4,385.96

To initiate your claim, please call Green Delta Insurance PLC hotline number: 16457