EBL Supply Chain Financing

EBL Supply Chain Finance is the most attractive way for companies to better manage the working capital by facilitating their suppliers and dealers access to advantageous financing facilities. Supply Chain Finance (SCF) is a Short Term Working Capital finance with a blend of Term Loans, Demand Loans and Overdraft products to DEALERS/SUPPLIERS having business relationships with LARGE CORPORATES (Anchor). All transactions are linked to a base document (Invoice) between the Anchor & DEALERS/SUPPLIERS. Supply Chain Finance is designed to optimize finance & flexibility for the customer.


Supplier Finance

  • Financing against approved invoices
  • Up to 85% financing of the invoice amount
  • Limit up to BDT 5 crore
  • No collateral/security
  • Uninterrupted cash flow

Dealer Finance

  • Seamless cash management facility to lift stock daily
  • Flexible tenor matched with cash cycle
  • Financing up to BDT 1 crore
  • No collateral/security (up to BDT 25 lac)
  • Real-time digital channel for payment transactions

Invoice Factoring

  • Financing against the received invoices from approved anchors
  • Up to 85% financing of invoice value
  • Starts from BDT 20 lac
  • Flexible tenor aligning the business nature
  • Collateral free
  • Regular flow of fund to support the supply chain of the business


Anchor/ Manufacturer

  • Early payment reduces financial dependence on the buyer
  • Reduces the cost of capital by leveraging buyer’s credit rating
  • Increases certainty of cash flows
  • Provides post-shipment; WIP financing
  • Financial discipline

Supplier / Vendor

  • Minimizes investment in working capital
  • Reduces cost of goods sold (COGS)
  • Reduces total cost of borrowing
  • Automation reduces administration cost
  • Increases cash flow
  • Increases stability of supply chain
  • Ensures availability of goods for end users
  • Increases Sales


  • Provides much needed working capital for purchase of inventory
  • Lower cost of funds than other working capital products
  • Increases sense of financial discipline due to short duration
  • Automation reduces administration cost