SME LOAN
EBL Asha
- Any business purpose loan from Tk.2,00,000 to Tk.15,00,000 (Repeat loan from Tk.2,00,000 to Tk.15,00,000)
- Loan repayable in equal monthly installment
- Repayable within 3 to 36 months (Repeat loan repayable within 48 months)
Eligibility:
- Any sole proprietorship, partnership or private limited companies having minimum 2 years of successful business operation
- Monthly cash flow to support the proposed loan installment
- Another 2 personal guarantee
Repayment:
- Monthly installment
EBL Mukti
- Credit facility from BDT 1 lac up to BDT 1 crore for women entrepreneurs or women led businesses.
- Collateral requires for loan amount above BDT 50 lac up to BDT 1 crore.
- Interest rate is up to BDT 50.00 lac- 5.00% p.a. (as per BB Circular).
- Repayable in 06-60 Months.
Eligibility:
- No bank transaction requires for loan up to BDT 20.00 lac.
- 30% sales reflection requires from loan amount of BDT 21.00 lac to BDT 50.00 lac.
- 50% sales reflection require from loan amount of BDT above 50 lac up to BDT 1 crore.
- For loan amount from BDT 01 lac to BDT 50 lac length of business require 2 years.
- For loan amount from BDT 50 lac to BDT 1 crore length of business require 3 years
Repayment:
- Monthly Installment basis
EBL Krishi Rin
- Loan for Individual Farmers/Share Cropper who are directly engaged in crop cultivation
- Loan Limit Minimum Tk.10,000 and Maximum Tk.1,50,000
- Loan may be given for one time or revolving basis
- No collateral required
- No loan processing fee
Eligibility:
- Any individual Bangladeshi farmer/share cropper having minimum 1 year experience in farming
- Loan will be extended to the owners up to 15 bighas cultivable land /7.5 bighas for potato & sugarcane cultivation
Repayment:
- Repayment depends on harvesting of the crops
- Repayment tenor minimum 3 months and maximum 12 months
EBL UTKORSHO
- Collateral free loan fromTk.20,00,000 to Tk.2,00,00,000
- Terminating loan facility (EMI based)
- For BDT less than 1 Crore – max. 4 years and BDT 1 crore and above - max. 5 years.
- Loan for working capital, fixed assets purchase and other business purposes
Eligibility:
- Any successful enterprise minimum 5 years in same or relevant business
- Relevant permission from the appropriate authority to run the business
- Business income to support the proposed loan installment
- Minimum Tk.6,00,00,000 Annual Sales Turnover
- 100% Bank Reflection of Sales Turnover
Repayment:
- Easy Monthly instalments by 12-60 months
EBL E-Cash/Loan
- Cash Collateral backed Overdraft/Term Loan
- Loan amount from Tk.50,000 to Tk.10,00,00,000
- E-Cash: Revolving facility for 1 year
- Interest Rate: FD Rate+3% ,p.a.
- Flexibility in loan usage, interest would be charged on utilization amount only
Eligibility:
- Any sole proprietorship, partnership or limited companies having minimum 2 years of successful business operation
- Maximum 95% of Present Value of FD
Repayment:
- Term Loan is repayable by Equal Monthly Installment
- Regular transaction in OD account and quarterly interest will be served immediately after quarter end
EBL Cash Credit
- Target customers are Cottage, Micro, Small and Medium Enterprise
- For working capital for business enterprise
- Loan amount from BDT 3,000,000 to BDT 100,000,000
- Overdraft facility
- Registered mortgage on land and/ or building as collateral security
Eligibility:
- Any sole proprietorship, partnership or limited companies having successful business operation of 3 to 5 years in same line of business.
- Age of Borrower: Minimum 25 years & Maximum 65 years at the time of application.
- Guarantor require.
- Business income must support the proposed loan amount
Repayment:
- Revolving facility for 1 year
Required Documents:
- Borrower, business and guarantor (s) related documents.
EBL Uddipan
- Any purchase, construction, development, renovation, face uplift of commercial/residential space for rental/commercial purposes/own use (Or any other legitimate commercial purposes).
- Loan amount from BDT 10.00 lac to BDT 25.00 Crore.
- Any purchase, construction, development, renovation, face uplift of commercial/residential space for rental/commercial purposes/own use (Or any other legitimate commercial purposes).
- Loan amount from BDT 10.00 lac to BDT 25.00 Crore.
- Loan Tenor 12-180 months.
- Terminating Loan facility (EMI Based.)
- Grace Period facility available.
- Registered mortgage on land and/ or building as collateral security.
Eligibility:
- Trade license is mandatory.
- No length of business experience is required for rental income.
- Business experience should be minimum 3 years if financing is required for purchase/construction of office, factory, go-down etc.
- Relevant permission from appropriate authorities to run the business.
- Business income must support the proposed loan installment
Repayment:
- Monthly Installment basis
EBL Business Solution
- Target customers are Cottage, Micro, Small and Medium Enterprise
- Any legal business purpose or expansion of business
- Loan amount from BDT 3,000,000 to BDT 100,000,000
- Loan Tenor up to 60 months
- For the purpose of working capital and/or fixed asset procurement
- Registered mortgage on land and/ or building as collateral security
Eligibility:
- Any sole proprietorship, partnership or limited companies having business experience ranging from 3 years to 5 years of successful operation in same line of business.
- Age of Borrower: Minimum 25 years & Maximum 65 years at the time of application.
- Guarantor require.
- Business income must support the proposed loan installment.
Repayment:
- Payment by Equal Monthly Installments.
- Installment date is 5th /10th /15th / 20th day of the month
Required Documents:
- Borrower, business and guarantor (s) related documents.
