EBL Kotipoti Scheme

Becoming a Kotipoti-is now just a matter of time!

EBL Kotipoti Scheme is a monthly Savings Scheme with flexible long term tenure that gives you maturity Value of BDT 1 (one) Crore-with monthly installments as low as BDT 29,900.

Best for you if you   

  • Want to go for mid to long term savings    
  • Want attractive Rate    
  • Want to be a Kotipoti after a fixed tenure


  • Choose from seven different tenures- from 5 to 20 years
  • One Person can open More than one "EBL Kotipoti Scheme"  
  • Reduced monthly installments    
  • Automatic realization of monthly installments    
  • Maximum 90% Loan facility against EBL Kotipoti Scheme    
  • In case of Early encashment, Interest forfeiture will be as below:
    •  Closed Before One Year – No Interest will be provided
    • Closed After one Year but before three Year- Interest at Savings Rate
    • Closed After 3 Year- 2% less than EBL Kotipoti Scheme Rate


The below Maturity Value Table shows the different installment amounts on available tenures:

Initial Amount 1 Lac
Year Installment Maturity Amount
5 152,600

One Crore
10,000,000 (before Tax)

8 90,900
10 70,500
12 56,900
15 43,300
18 34,300
20 29,900



  • Above Monthly Installments are based on prevailing interest rate, and will change with rate change    
  • Maturity value is subject to proper and regular payment of the prescribed monthly installments    
  • Maturity Amount showed here is subject to income tax and/or other levies.


  • Minimum Age: 18 years    
  • Citizen of Bangladesh

Deposit Rates

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