EBL Women Home Credit

Transform your home with EBL Women HOME Credit, an EMI-based loan for renovation, extension, or construction of existing properties. Designed for creditworthy individuals, it offers financial support to meet your accommodation needs effortlessly.

Suitable for

  • Salaried executives
  • Doctors, Architects, Engineers, Chartered Accountant and Certified Consultant & IT Professionals
  • Businessperson
  • Landlords.

 

Primary Features

  • Loan amount: BDT 5,00,000 to BDT 4,00,00,000
  • Loan up to 70% of property value
  • 50% waiver on processing fees
  • Repayment tenor of maximum 25 years
  • Minimum age of 22 years at the time of loan application
  • Maximum age of 65 years at the time of loan maturity
  • Legal heir/successor of the property as co-applicant
  • Competitive interest rate
  • Advance/Partial prepayment allowed
  • Grace Period/Moratorium allowed
  • Life Insurance Coverage (optional)

 

Age of the applicant (at the end of loan tenor)

  • Salaried: up to 65 years (Govt. Job: not below Grade-8)
  • Professionals: up to 70 years
  • Businessman: up to 65 years
  • Landlord: up to 65 years
  • Self Employed: up to 70 years

 

 

Length of experience:

  • Salaried: minimum 2 years of experience (including probation period) with 6 months employment with present employer.
  • Professionals: minimum 3 years of practice in the profession
  • Businessman: minimum 3 years of involvement in business as per Trade License

 

Income Requirement 
(minimum gross income per month)

Salary Executives: BDT 30,000

Businessman & Land lord: BDT 50,000

Self-employment: minimum BDT 40,000


Special Benefits:

  • 50% waiver on EBL locker service charge
  • Credit Card Issuance Fee waiver if the customer applies after disbursement of the loan
    (applicable for all women credit cards)